What If Your Contractor Bails Midway Through a 203k Project? (How to Recover Fast!) 🚨🛠️

2/13/2026

Contractor quits or disappears mid-project on your 203k? It happens, but you can fix it without losing your loan or your sanity in 2026. Quick steps:

  • Document everything (photos, emails, draws) and notify your lender immediately
  • Review your contract for bonds, insurance, or recovery funds
  • Find a new licensed contractor, get fresh bids, and submit to lender for approval
  • Request an extension if needed (lenders often grant them for legit issues)
  • Avoid paying out of pocket—let escrow protect you 

  • Watch this quick video for the exact recovery plan, how draws get handled, and tips to prevent this nightmare before it starts! Ever had a contractor bail on you? What happened? Drop your story below 👇 #203kLoan #HomeRenovation #ContractorProblems #FixerUpper #RealEstateTips

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