How Does a 203k Work for Multi-Unit Properties Like Duplexes? (Live in One, Rent the Rest!) 🏠🔑

Yes—the FHA 203k Renovation Loan works great for duplexes, triplexes, or small fourplexes! You finance the purchase + renovations in one loan, live in one unit as your primary residence for at least one year, and rent out the others for extra income. The lender can use 75% of projected rent to help you qualify, making payments easier. You can renovate all units—kitchens, baths, roofs, structural fixes—with the same low 3.5% down (for most) and after-repair value appraisal.

Limited for cosmetic updates (~$75k), Standard for major work. Watch this quick guide to see how multi-unit 203k works and why it's a smart way to build wealth in 2026! Thinking about a duplex or fourplex with a 203k?

What would you do with the rental income? Drop it below 👇 #203kLoan #MultiUnit #Duplex #RentalProperty #RealEstateTips