How Much Does a HUD Consultant Typically Cost for a 203k Project? (2026 Fee Breakdown!) 💰📋

3/11/2026

HUD consultant fees for a Standard 203k are based on your total renovation budget—here’s the real pricing structure in 2026:

  • $0 – $15,000 rehab: $700
  • $15,001 – $30,000: $800
  • $30,001 – $50,000: $1,000
  • $50,001 – $85,000: $1,200
  • $85,001 – $140,000: $1,400
  • $140,001 – $200,000: 1% of total renovation cost
  • Over $200,000: capped at $2,500


Extra fees may apply (e.g., $375 per draw inspection, $225 re-inspection, $120 change orders, mileage over 30 miles round-trip at $0.72/mile). Best part? The fee is almost always rolled into the loan and paid at closing from proceeds—no separate out-of-pocket check for most borrowers.


Watch this quick video for the full fee schedule, how payment works, and tips to budget smart! Planning a Standard 203k? What’s your expected rehab budget? Drop it below 👇 #203kLoan #HUDConsultant #HomeRenovation #FixerUpper #RealEstateTips

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