What Should I Expect During the 203k HUD Consultant Meeting? (Borrower's Guide!) 👀🏠

The HUD consultant meeting for a Standard 203k is a key step—here's what to expect from a borrower's perspective in 2026:

1. The consultant walks every room, takes measurements, photos, and notes on the current condition.
2. They ask about your planned improvements (kitchens, baths, roof, structural, etc.) and help define the scope of work per room.
3. No need for final contractor bids yet—the consultant often shapes the scope first so you can get accurate bids later.
4. They create or approve the official work write-up (repairs, costs, timeline) that goes to the lender for appraisal.
5. Meeting usually lasts 1–3 hours (in-person at the property is common). Bring your ideas and be ready to discuss your vision! 


Watch this quick video to feel prepared and confident for your consultant walkthrough. Have you had your 203k consultant meeting yet? What surprised you or what are you most curious about? Drop it below 👇 #203kLoan #HUDConsultant #HomeRenovation #FixerUpper #RealEstateTips